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Scott Kepler - Mortgage Approval Group

Ray Hall - Ray Hall Appraisals


Scott - Scott brought some figures to illustrate our market vs other national markets, cost of home ownership here and around the country

-Scott shares some ideas for financing

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Ray - educate yourself on the market, ask for listings in your area, only spend $ on improvements that increased value your area...each market is different

-people often over spend on improvements that don't bring greater value at sale time


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