Our special guest is Ben Graybar, commerical lender with Hancock Bank
Our show is out of the box for me! Commercial Lending! I tease because it is more than 5 digits... Commercial Lending is so important for our community and every community. Commercial lending is what helps folks make their business dreams come true!
We talk the basics of commercial lending:
Escrow Deposit
Reserve Amounts
Lending Rates
Locks
Terms
Credit Reporting
Non-credit Reporting
Debt to Income
Appraisals and appraisal costs
Turn-Time to close
Title
The bank holding your funds
Personal Guarantees...
Ben's contact info is here:
VP, Commercial Banker
Hancock Bank
Mobile: 8505560771
Work: 8507928829
Email: ben.graybar@hancockbank.com
101 N Monroe St.
And this was all in 45 minutes!!
Our Garnet & Gold segment!
Ben's Pick - Deep Brewing Hoptopus
Patty's Pick - La Terre Chardonnay
The house wine at Bonefish Grill
and Hooked on Harry's
I had this wine at an event catered by Mad Social held at Hearth & Soul
in Market Square, Tallahassee, FL The event was for the local United Way of the Big Bend
As soon as I saw the wine, I wanted it.. You have to order the wine and have it shipped to you.. not in stores.. However, it is cheap.. It is like $8.50 a bottle... and Bonefish charges $6.50 a glass.. I can do that math!
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