This was an Open Topic day with a few tips to help your clothing budget.
Questions anwered:
- Roth IRAs for tuition payments
- IRA contribution caps
- Saving for retirement vs cash in the bank
- 403B and Lifestyle accounts
- Banking interest rates
- IRA withdrawals and charity contributions
- Medicare plans
Clothing buying tips:
- Shop off season but NOT in April or October
- Items may go on sale after 6 weeks in the store
- Shop thrift stores
- Be careful at outlet stores - factory line: made for outlet sales NOT regular merchandise
- Treat clothing shopping like grocery shopping - make a list
- When shopping online "abandon" your cart. The site may send you a discount code to get you to come back and make a purchase
- Avoid dry-clean only clothes to save money
- Take care of your clothing so they last longer
- Buy classic clothes they stay in style
- Pay in cash and ask for a discount
- Learn the price codes: https://lifehacker.com/know-the-secret-price-codes-at-major-retailers-to-save-921445013
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