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Maintaining financial discipline is key to building wealth and achieving financial goals.

According to research, the main reason why most businesses fail is due to inadequate planning;

I think the same can be said for individuals – would you agree. 

So, when you reflect on 2020 – have you achieved your goals and plans?

- Or has the pandemic complete detailed you 

Financial discipline refers to how well you adhere to your financial plans that you have set to achieve your monetary goals.

 Below are seven tips to help you achieve your financial goals

1. How to become financially disciplined 
2. Set your financial goals
3. Stay focused on your financial goals.
4. Keep up with all your financial payments.
5. Pay off your credit card in full every month. 
6. Justify expenditure - vs must – Wants vs Need. control emotions
7. Increase financial literacy/ financial intelligence 

And always remember, what you think and say to yourself about money has a huge impact on what shows up in your life, things like - don't have a head for money" or that "investing is scary"?

According to research our early years from age 1 to 7 plays a huge role in our decision making do you agree. 

Financial success is truly an issue of mind over money.

Hence, we need financial discipline and plans to make more rational decisions! 

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You can find out more about me through social media profiles or visiting my website www.racmacs.com.  

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