Combining the flexibility of P2P lending with the fluidity of P2Pool lending would involve creating a lending platform that enables individual lenders to participate in pools of loans. The platform could allow lenders to browse and choose from a range of loans offered by borrowers, similar to P2P lending platforms. Once lenders have selected the loans they wish to invest in, the platform could then pool these loans into larger groups to distribute to investors. While Blend has not combined P2P and P2Pool lending models, such a platform could potentially offer a powerful and flexible approach to lending, providing individual lenders with a range of investment options while also spreading risk across a larger pool of investors.
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