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The Bank of Mum and Dad is one the UK's biggest mortgage lenders.

But the impact of inheritance stretches far beyond one's ability to get onto the property ladder.

Dr Eliza Filby argues the UK is now an "inheritocracy", shaping our politics, the dynamics of the family, and gender relations.

Her book Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad is out now.

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