Angela, The Real Credit Queen is with Jhoanna Alba, founder and chief fashion designer of ALBA, brings over 20 years of fashion expertise to creating signature looks for an elite clientele. Her designs interweave bold, colorful custom fabrics that showcase each client's unique personality and style.
She shares her journey of decades in the fashion industry, detailing how she broke into the business with the guidance of her mentor, Magic Johnson. Topics discussed include
Financial literacy
Starting a business as a young person
Overcoming challenges
The value of mentorship.
Jhoanna details the importance of maintaining good credit the need for financial education among youth, and practices she adopted to support her business and team. They discuss practical financial tips, the impact of social media on financial decisions, and the cultural importance of teaching the next generation about money management.
00:00 Introduction and Guest Welcome
00:52 Breaking into the Fashion World
01:49 Mentorship and Magic Johnson's Influence
04:13 Entrepreneurial Challenges and Successes
06:11 Team Building and Company Culture
09:18 Financial Literacy and Early Life Lessons 1
2:26 Teaching Financial Responsibility to the Next Generation
16:23 Coupons, Apps, and Financial Tips
20:06 The Impact of Social Media on Financial Discipline
21:22 Teaching Financial Responsibility at Home
22:35 Using Credit Wisely: Personal Experiences
23:02 Building a Business with Credit
23:52 Expanding into New Markets
27:11 The Importance of Mentorship and Resilience
31:39 Practical Financial Tips for Young Adults
36:28 Concluding Thoughts and Advice
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