On November tenth, we explore common workers compensation mistakes that can lead to significant costs. Many small businesses overlook minor injuries, thinking workers comp only covers major accidents. However, even minor slips, trips, and falls can lead to claims, and mental health conditions linked to physical injuries can also be covered. Workers compensation laws vary by state, with some requiring coverage for even one part-time worker, while others dont mandate it at all. Its crucial to review your coverage annually, update it when your business grows or shrinks, and ensure employees report all injuries immediately. Administrative errors can lead to fines, so maintaining a compliant and up-to-date physical workspace is key.
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