In this episode, Dr. D and Dr. Pepper talk about why insurance leads to bad service in the PT space. They discuss how insurance doesn’t cover the treatments you need to reach your full potential as an athlete, how it leads to less time with your therapist, hidden insurance fees and more.
Tune in to find out why cash based physical therapy is the way to go if you want to improve as an athlete.
Timestamps:
00:40 The biggest question we get: Why don’t you take my insurance?
01:09 Insurance can limit what you can achieve as an athlete. This is why.
04:03 Insurance in the PT space is giving you less time with your therapist.
08:21 Why performance-based practice is more holistic and effective than traditional PT.
09:01 Education is central to the therapist-patient relationship.
10:26 More PT sessions vs. more quality time with your therapist
12:00 Your time is valuable, stop going to several sessions a week.
13:12 Choosing to go the insurance-based route.
13:58 Paying cash can be cheaper than insurance in PT: Deductibles are on the rise 3-5 thousand dollars.
16:31 Cash based physical therapy is more accessible and immediate.
18:26 How insurance companies fixate on technicalities to avoid payment.
19:31 Why your insurance might charge you more than you thought.
21:00 Cash based PT practices have no hidden fees. You only pay the rate.
22:03 Don’t be afraid to question your healthcare.
You need more than what insurance typically covers you to get what you need as an athlete. For example, training to be able to run is one thing but being able to be back on the court and being able to perform without fear of re-injury.
PT Insurance is getting worse every year. It is dropping 10% this coming year.
Run of the mill PT clinics prioritize more sessions rather than more quality care. One session packed with quality time with your therapist is more valuable than getting three sessions a week with barely any quality time.
Turn around times in cash-based clinics are much quicker than in run of the mill clinics.
If something doesn’t feel right, question your healthcare provider.
Useful Links:
Dr. Edwin’s practice: Positive Action PT
Dr. Danielle’s LinkedIn: https://www.linkedin.com/in/danielle-c-aguilar-pt-dpt-cpt-a125b47a/
