Join Scott and Nikki as they converse with 3rd Decade team member, Nicole, about how she's incorporated no-spend challenges into her life, as well as other ways she and her husband have financially, mentally, and physically challenged themselves and made discretion a huge part of their lives.
A few notes from Nicole:
- A no-spend month isn’t a replacement for tracking your spending and setting a proper budget, but it is one way to see just how much of your spending is ‘discretionary’ which roughly translated means unnecessary.
- Ask yourself what your motive is for the no-spend challenge and approach it with the right mindset
- Prepare in advance and communicate well with your partner/household (or any family/friends who may be affected)
A resource that may help in getting started (especially for those who aren't already used to cooking at home):
The 4 hour Chef
List of free activities to do:
- Go for a hike
- Look for free local events
- Schedule “play dates” for the kids at the house
- Play card games
- Play board games
- Go to the beach
- Read a book
- Go to a state park
- Camp in the backyard
- Ride bikes
- Go to the library
- Deep clean
- Declutter the house
- Do a craft project
