Retirement income planning looks like a math problem: formulas, percentages, projections, etc. These are important, and they form what may be called the "scientific" portion of a financial strategy. But what often gets overlooked is the other half of the equation: the judgment, flexibility, and real-world decision-making required to make those numbers actually work for a person’s life.
Think about this: Once the math says you have enough to retire, how do you decide which assets belong in each bucket? Should part of the plan create guaranteed lifetime income? How do Social Security timing, pension options, Roth conversions, and tax considerations influence the structure of your retirement income?
That's where the often-ignored side of planning comes in: the ART of the retirement income strategy. Find out how the Bucket Strategy® blends both science and art from podcast host Johnny Dean and Rick “The Professor” Plum, CFP® on this week’s episode of Managing Your Financial Future!
