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#fintech #fintechrevolution #africa
Hugo Pacheco works in African countries like Mozambique, Nigeria, Ghana, focusing on creating inclusive digital economies that cater to the needs of local communities.

We delve into the significance of mobile money agent networks (MoMos) in Africa`s Digital Revolution.  We highlight details around the importance of mobile money agent networks in connecting a billion people entering the internet for the first time with essential financial tools - financial inclusion towards Africa`s Digital Revolution.

Pacheco provides insights into the complexities of financial inclusion, the pivotal role of cash-in and cash-out agents, and the varying business models that underpin the Mobile Money Agent networks.
#fintech #fintechrevolution #africa
A fascinating discussion on the evolution of the African business model innovation which shows how people networks, software, and the prepaid mindset work wonders.

Africa's Digital Revolution: The Role of Mobile Money Agents - Chapters

https://www.linkedin.com/in/mrhugopac...

Hugo Pacheco, an economist who graduated from the top-tier Lisbon School of Economics in Portugal, has navigated a dynamic career path, contributing significantly to the implementation of banking channel technology and KYC automation for mobile money, fintech, banks, microfinance, and insurance companies. Beginning as a developer and advancing through project/product management, Hugo holds the position of Chief Product and Growth Officer at Papersoft.

With an extensive 15-year tenure in technology-driven financial inclusion, he excels at framing and implementing innovative solutions for alternative delivery channels, including APIs, USSD, ATMs, agency banking, field tellers’, and agent networks software throughout Africa. His notable clientele includes Vodacom/Mpesa, AdvansMFI, Airtel/Smartcash, TMCEL/MKesh, Ecobank, Mama Money, and NIBSS, among others.

Rooted in a passion for enhancing access, convenience, and affordability of financial services for underserved communities, Hugo is also the voice behind the blog "Barefoot Economist”. In addition to his written contributions, he is actively invited as an industry thought leader speaker for reports and events hosted by CGAP, UNCDF, GSMA, CFI, ReFinD, IDEO, and many others, championing business model innovation in financial inclusion through human-centric design.