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Author, podcaster, speaker, Accredited Financial Counselor®, certified HUD housing counselor, and education manager at Money Fit by DRS, Todd Christensen has facilitated thousands of personal finance workshops and one-on-one counseling sessions since 2004, helping consumers of all backgrounds and income levels regain control of their finances, get out of debt, rebuild their credit, and create a brighter financial future. He published Everyday Money for Everyday People in 2014 and 50+ on FIRE in 2021.

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