She had money saved for retirement. And she was terrified to talk to anyone about it.
"Van, I know I need help. But every time I think about calling someone, I get this knot in my stomach. They're just going to try to sell me something."
I've heard this a lot in 30+ years.
And the truth? That fear is 100% valid.
71% of people hate talking to salespeople. 96% research companies before they'll even speak to anyone. The financial industry has a trust problem.
But here's what most people don't realize:
Not all financial relationships are the same.
In this episode, I break down the THREE completely different approaches to retirement planning:
Approach #1: Full Fiduciary Management
Approach #2: Fiduciary Guidance with Shared Responsibility
Approach #3: Comprehensive Fiduciary Planning
The Bottom Line: The biggest mistake isn't choosing the wrong approach. It's not starting at all because you're afraid of sales pressure.
In This Episode, You'll Learn:
FREE RESOURCE: Download the complete Retirement Planning Confidence Guide at: https://richards-financial-planning-llc.kit.com/9aece16592
Disclaimer: This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for personalized guidance.
Van Richards, ChFC®, RICP®, Richards Financial Planning LLC, Houston, Texas
