Jan Farley is the Lead Broker for San Diego Living Real Estate. In this episode, Jan and I speak towards the Real Estate market in San Diego, Covid-19 and the market, reasons for low listings counts in California, the moratorium lift, misconceptions about landlords, under-housing in California, property permits and fees, development legislation, centralization, interest rates, increasing unemployment rate, lessons from the 2008 economic crash, and programs for first time home buyers.