If you are single or in a long-term relationship with no plans to get married, you might think that you don’t need an estate plan. After all, estate planning conversations often revolve around the married couple with 2.5 kids. But the surprising reality is that it’s even more critical for unmarried people to prioritize this planning.
Whether you are partnered but not legally married, part of the LGBTQ+ community, widowed, or simply choosing to remain single, your legal reality is that you don’t have the same rights and protections that your married counterparts do.
Karen Coyne, CFP®, teams up with financial planning professional Joshua Charles, CFP®, to give an overview of the financial and legal gaps you face and practical, actionable steps you can take to close them.
Together, they discuss everything from safeguarding assets and planning for long-term care to building a solid financial foundation—no marriage certificate required—so that you can stay happily unmarried when it comes to your money.
Key Highlights:
Connect with Karen Coyne:
Connect with Joshua T. H. Charles:
About Our Guest:
Joshua T. H. Charles, founder of Financial 360 LLC, is an experienced financial planner specializing in personalized estate and financial planning for diverse individuals, families, unmarried couples, and the LGBTQ+ community. Based in Washington, DC, Joshua’s practice spans several states, offering expertise in investment planning, estate provisions, retirement strategies, and asset protection.
With numerous credentials, including CERTIFIED FINANCIAL PLANNER™, ChFC®, CLU®, and ADPA®, Joshua provides clients with the tools and education they need for informed, long-term decision-making. He has been featured in major outlets like The Wall Street Journal and NPR, and serves as an Ambassador for the CFP® Board, frequently speaking at national events.
A graduate of Florida State University, Joshua combines his extensive experience with a passion for empowering clients to build secure financial futures.
