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Opinions expressed are those of Karen Coyne and not those of RJFS or Raymond James.

Securities offered through Raymond James Financial Services Inc. Member FINRA/SIPC

Investment advisory services offered through Raymond James Financial Services Advisors, Inc.  Clarity Planning is not a registered broker/dealer and is independent of Raymond James Financial Services. Karen Coyne, Financial Advisor located at 12920 Conamar Dr., Ste. 202 Hagerstown, MD 21742, Tel 301.739.7002.