Money feels heavy right now. Prices are loud, headlines are louder, and everyone’s telling you to either hoard cash or gamble big. I’m not interested in either. I brought back Dr. Preston Cherry, CFP to cut through the noise and help you build financial harmony you can actually live with.
We start by telling the truth: money isn’t just a tool. It’s a partner. You trade your time, energy, and soul for it. So act like it. Preston breaks down his definition of financial harmony as wealth secured wellbeing. Translation: align your life and your money on purpose, then give your dollars a clear assignment. Strategy comes after alignment. Otherwise, you won’t follow it.
We rip apart the “keep up” culture and talk about intentional lifestyle creep versus external proof. Then we get tactical. Preston lays out the cash moat concept so you can stop panicking during economic wobbles. Six to eighteen months of buffer changes how you react when the market or your job goes sideways. We cover why hoarding cash gets eaten by “inflation bedbugs,” and how to use pullbacks like a grown-up.
We get into the human work: Pause. Pray. Process. Or at minimum, pause and process. We walk through Preston’s Honest Self-Audit: admit where you are, acknowledge how you feel, and take action. That’s how you reduce emotional volatility without pretending fear isn’t real. We end with concrete do-this-now steps you can start today.
Watch the full episode on YouTube and share it with someone who needs a real plan, not recycled talking points: https://youtu.be/YfxWVhym-Zw
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