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Zero-interest business credit cards offer a strategic way for real estate investors to fund properties without depleting personal savings and avoid the cost of traditional financing options. Brett's approach provides funding without impacting personal credit scores or debt-to-income ratios, allowing investors to scale their portfolios more effectively.
• Business credit cards don't check business income, tax returns, or require collateral
• Using 0% interest business cards doesn't impact personal credit utilization
• Qualifying typically requires 720+ credit score with clean history
• Maximum funding comes through business relationship managers, not online applications
• Balance transfers extend 0% periods for 3-5 years with minimal fees
• House flippers use this for "gap funding" between projects
• Down payments can be funded by liquidating credit card funds (not direct purchases)
• Strategy pairs well with tax advantages like cost segregation studies
• Minimum payments (typically 1% of balance) must be maintained during 0% period
• Multiple LLCs can be used to access additional rounds of funding
For more information or to learn about your funding potential, visit https://swiftlinecapital.com/ or text Brett at 803-240-9710 for a soft credit pull assessment with no personal information required.