What is the root of this? What is the why? What is the purpose of this statement? You're asking about what happens if you die? What happens if you're disabled? Who's going to take over? What happens to my money? The most important thing is you want to know whoever you're working with has taken the time to think through these questions. Yes, because just in case anything happens to them or to you, you want to make sure that everything is still seamless.
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We thought about this, because somebody asked us. It was one of our private lenders who invested over a million dollars with us. And she said, “what happens if you get hit by a bus?” That's what prompted us to start putting things in place, so I'm really grateful for her. We have put in business life insurance to pay off private lenders and to pay off debts. We've also built a team that can run the business without us. If we were just gone, they would be 100% fine.
The last thing that we did is we put a succession plan in place. That included disability because when we were working on it at first, it was just a succession plan if we died, and somebody said, “what if you got disabled?” So ask those questions of everybody that you work with because they will thank you later.
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