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Who else knows those ads of Jennifer Gardner asking you what's in your wallet, Mastercard's “Priceless” commercials, or Amex, “Don’t leave home without it”. All of these so that they can continue to make sure that 4/10 Americans have credit card debt. But what if we got to change the narrative and instead use these credit cards to increase our own wealth in terms of experiences? Tim, who’s in his mid 20s travels the world in business class all paid for by these credit card companies who compete to offload their barrage of points in hopes that you’ll end up spending more than you have. Here’s the blueprint for playing the credit card point game, the myths around how it impacts your credit score and getting those free trips around the world.

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