🚨 Insurance Says “We Don’t Owe for That”? Think Again! 🧠💥
Ever been told your roof decking wasn’t damaged by the storm, so it’s not covered? 🤨 That’s insurance speak for “we hope you don’t know any better.” The truth is, building code upgrades *because* of a covered loss ARE owed — and insurers know it.
If your roof sheathing isn’t nailable due to spaced decking, the city requires it to be brought up to code. And if you're only finding out BECAUSE of storm damage, guess what? That makes it part of the claim! 💡 It’s called the “but for” doctrine — *but for the storm*, you wouldn’t have to touch it. And if your policy includes Ordinance or Law coverage (most do), insurance owes for it. Period. 📏🏗️
Don’t let insurance companies nickel-and-dime you by pretending they only owe for visibly damaged parts. If it’s required to restore your property and meet current code, it’s owed. You deserve to be made whole — as good or better than before. 🛠️
Property managers, roofers, and contractors: if you’re stuck in this argument with insurers, loop us in early. We deal with this every day and know exactly how to win these battles. 🥊
Contact Us Today:
🌎 https://bellatorclaims.com/
📲 Colorado: 720-707-3577
📲 Wyoming: 307-206-8711
📲 Minnesota: 612-887-2871
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