Investopoly

Updated: Ensuring your loans are structured correctly

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You loan structure can have a big impact on your success as an investor. How you structure your loans can influence on your interest rates, borrowing capacity, cash flow, taxation liabilities and so on. Four years ago I wrote this blog which included 7 loan structuring tips and I wanted to update you on a few matters.
In this podcast I discussed:
  1. Funding a property owned in one spouses name only
  2. Loans in join names typically are not a problem
  3. Cross securitisation and maximising your borrowing capacity
  4. Interest only versus principal and interest
https://www.prosolution.com.au/updated-loans-structured-correctly/

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IMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.