From Straffi & Straffi Attorneys at Law — Do Bankruptcies Show Up On Background Checks? explores how bankruptcy history is treated in employment and credit processes, and what protections and limitations exist under U.S. law.
In this podcast episode, we dive into which background check reports can reveal a bankruptcy, including distinctions between criminal, employment, and credit checks. We explain how bankruptcies appear (or don’t) depending on the type of check and the role in question.
We then turn to federal law, especially the Fair Credit Reporting Act (FCRA), and how it limits how long Chapter 7 and Chapter 13 bankruptcies can remain on credit reports. We also cover state‑level rules in New Jersey, and how those interact with employer practices. Importantly, we discuss the protections against discrimination under 11 U.S.C. § 525 (for both private and government employers).
Finally, we examine practical implications: can a bankruptcy affect your ability to rent or get hired, under what circumstances an employer might see your bankruptcy record, and what you should do if a bankruptcy continues to appear past the allowable time. We wrap up with insight on how an experienced New Jersey bankruptcy attorney from Straffi & Straffi Attorneys at Law can help you navigate these issues.
Straffi & Straffi Attorneys at Law
670 Commons Way, Toms River, NJ 08755, United States
(732) 341-3800
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