From The Matus Law Group – Understanding Supplemental Security Income (SSI) unpacks the crucial role SSI plays in supporting families raising children with special needs. The episode explores how this government-funded program differs from Social Security benefits and highlights the importance of proactive planning to preserve eligibility. Through compassionate insight and legal know-how, this episode offers clarity for families navigating the often-confusing world of benefits, estate planning, and financial protection.
Listeners will learn how income and resource limits affect SSI eligibility in New Jersey, including key exemptions for assets like primary residences and personal effects. The episode breaks down what it means when parental assets are “deemed” to a child and how exceeding those limits can jeopardize essential support. Families will also gain insight into the types of assets that can be safely held in supplemental needs trusts, which can be a powerful planning tool to protect long-term benefits.
The episode also addresses the nuanced concept of an “essential person,” a designation under SSI with strict requirements dating back to 1973. Although few people now qualify, understanding the distinction helps clarify caregiver roles and further illustrates the complexity of Social Security regulations. The episode emphasizes that while parents may not be considered essential persons, their financial circumstances directly impact a child’s SSI eligibility, especially before age 18.
Closing with practical guidance, Understanding Supplemental Security Income (SSI) features insights from Christine Matus, a dedicated New Jersey special needs trust attorney and founder of The Matus Law Group. With more than 20 years of experience, she offers legal solutions that help families secure their children's futures without compromising their access to vital support. Tune in to learn how careful planning today can safeguard benefits tomorrow.
The Matus Law Group
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