Winston Churchill and FDR didn't just wake up one day and said let's storm the beaches of Normandy.
Over the course of a couple of years countless operations deceptions and preparations were made just for D-Day.
Despite all that work, Eisenhower prepared a speech in the event things went South.
Your loan documents are terribly one sided, banking laws were written by the banks and a borrower has very little chance prevailing in a foreclosure.
So if you call me once the banks already attacked, miracles do happen but your chances of success are very slim.