Can you guess what the key problem is for most of your financial coaching clients?
It’s a lack of visibility when it comes to our money — when you can’t see your money clearly, how are you supposed to effectively budget and manage your spending? As you already know, it’s challenging (to say the least).
One of my favorite things about being a financial coach is being able to show my clients that they’re not actually “bad” with money — they just need a better understanding of their spending. And no, that’s not as simple as just “creating” a budget…at least not what we think of a traditional budget.
Traditionally, budgeting is seen as “top down” or “zero balance,” meaning that you take a look at what you have coming in, subtract your expenses, and then *magically* you have “extra” that you canuse to pay down debt, increase savings, or build your retirement…and that’s all great, until you try to execute it in real life. Then one bad week can throw everything – but that doesn’t have to be the case. You’re gonna love the Plan Ahead Method, trust me.
