In this episode of Tech Takes, guest host David Terlizzi, Director of Member Engagement at OACETT, explores the often-overlooked but critically important topic of professional liability insurance for technicians and technologists—an essential safeguard in today’s complex professional landscape.
Joined by Michael Loeters, Senior Vice President of Commercial Insurance and Risk Management at ProLink Insurance, the conversation uncovers the hidden risks many professionals face, from casual design suggestions to informal advice shared over email. Together, they discuss how liability can arise even without formal contracts or payment, and why understanding your coverage—whether you’re an employee or an independent contractor—is key to protecting your career.
Discover how professional liability and general liability insurance work, why defense costs alone can be significant, and when it’s the right time to ensure you’re properly covered—because managing risk isn’t just smart, it’s a fundamental part of responsible professional practice.
Have a topic you’d like to discuss or comments about the episode? Reach us at techtakes@oacett.org.
