Are you managing your money in the right way? Our expert panel share their thoughts on managing debts, and how to get the most out of your mortgage. 0:00 What happened in markets this week? 1:10 What's happening in markets and how does this affect you? 8:30 The range of debt available 12:15 Managing your incomes and outgoings 14:31 Can debt be useful? 17:49 Use the start of the month to manage your money 21:38 Is there a strategy for dealing with large debt? 28:40 Keep yourself an emergency fund 30:01 Strategies for your mortgage 39:43 Top tip for debts loans and mortgages