In the 36th episode of 'Retire Early, Retire Now,' host Hunter Kelly from Palm Valley Wealth Management discusses the importance of protecting one's income, particularly for high-earning professionals like physicians and attorneys. The episode covers the significance of disability insurance to safeguard one's earning potential in case of an injury or disability. Hunter explains the types of disability insurance, including short-term and long-term policies, and delves into group versus individual policies. The episode also touches on crucial elements such as benefit riders, underwriting processes, and considerations for choosing the duration of coverage.
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