Deciding when to file for your Social Security benefit is a big decision that will have a major
impact on your retirement. Today’s episode discusses how your benefit is calculated, major
pitfalls to avoid and how to get the most out of your benefit and optimize your retirement
income.
If you have not set up your account on the Social Security website, you can do that here:
https://www.ssa.gov/myaccount/
To find out what the reduction penalty is at various ages you can read more here:
https://www.ssa.gov/benefits/retirement/planner/agereduction.html
To read more on the taxation of Social Security you can read more here:
https://www.ssa.gov/benefits/retirement/planner/taxes.html
If you want to learn how you can get the Social Security Maximization Report that I discussed.
Send an email to info@yourhrsagent.com
Kelly is the agency owner of Hometown Retirement Specialists, LLC. She specializes in working
with retirees and those who are approaching retirement age. Kelly has a deep understanding of
the unique challenges and opportunities that retirees are facing. Her expertise focuses on
retirement income planning, asset protection, estate strategies and Medicare.
If you have questions about topics discussed on the show or if you’d like to learn more about
Kelly and Hometown Retirement Specialists check out www.yourHRSagent.com
Get in touch
Email info@yourhrsagent.com
or call 814-419-8424
Connect on Social
www.facebook.com/yourhrsagent
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https://www.linkedin.com/in/kelly-racicot-697ab954
Kelly Racicot is the agency owner of Hometown Retirement Specialists, LLC. Neither
Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social Security
Administration, or any government agency. Hometown Retirement Specialists, LLC
does not offer every plan available in your area. The information we provide is limited to
the plans we do offer in your area. Please visit Medicare.gov or call 1-800-MEDICARE
to get information on all your options.
The preceding information does not constitute tax, legal or investment advice. All
opinions and information shared in this episode is for informational purposes only and
should not be acted upon with the assistance of a qualified and licensed professional.
Guarantees mentioned are subject to the strength and claims paying ability of the
insurance company and any mention of rates or performance are subject to change
without notice. This podcast shall in no way be construed or interpreted as a solicitation
to sell or offer to sell products to any residents of any state in which Kelly or her firm is
not licensed or where otherwise legally permitted.
If you have questions about the show, Kelly or Hometown Retirement Specialists please
visit us on the web @ your HRS agent.com
