Every investor has a unique risk profile, but no matter how you approach your portfolio, there’s always a place for safe money. It comes in all types of forms with varying levels of risk and return, but what are the best safe money options to consider?
In this episode, we’re going to run through a list of some of the most common products we utilize for conservative investments. We’ll explain things like bonds, annuities, private credit strategy, and more. Plus, we’ll give you some of the pros and cons for each and the things you’ll want to consider before investing.
Safe money might not be the most exciting topic for investors, but it plays an important role in portfolio construction and risk management, especially as you approach retirement.
Here’s what we discuss in this episode:
0:00 – Intro
1:22 – Emergency Fund
2:39 – Bonds
4:42 – CDs
6:58 – Multi-year guaranteed annuity
8:44 – Fixed income
13:19 – BOXX
15:26 – Fixed index annuities
18:15 – Private credit strategy
21:28 – Final thoughts
Learn more about us: https://www.rwpaul.com/our-firm
Contact Matt & Steve: https://www.rwpaul.com/contact
Phone: 248-305-9911
Find us on YouTube: https://bit.ly/481OA51
