Season 2, Episode 1, in this episode Miko is checking in with listeners about their financial stress, concerns about the economy, government policies, taxes, and the disappearance of DEI programs. She shares her own journey as a first-generation college graduate, six-figure earner, and leader in financial education—emphasizing how income alone doesn’t prevent financial struggle. Despite her advanced degrees and professional success, she too once lived paycheck to paycheck due to poor money management.
She highlights shocking stats:
65% of Americans live paycheck to paycheck.
Even 58–78% of six-figure earners struggle financially.
Financial stress deeply affects mental health, contributing to anxiety, workplace issues, and even suicidal thoughts.
Miko stresses the need for a mindset shift over income increase. She discusses the racial wealth gap and urges listeners to break generational cycles of financial instability. Her advice includes:
Creating a spending plan and tracking expenses for 30 days.
Avoiding credit card debt unless it can be paid in full or kept below 30% of the limit.
Paying in cash when possible.
Saving and investing 30% of income.
Building an emergency fund and avoiding lottery tickets, especially given current scandals involving the Texas Lottery Commission.
She encourages listeners to take action—whether through her company (Confident Financial Inc.), a financial therapy session, or just starting small by tracking spending.
Follow us on ALL social media platforms @influencehermindset
Have a story to share? Send us an email at influencehermindset@gmail.com
