In this episode of Money Side Up, co-hosts Jarrad Brown and Joel Kerin return to unpack some of the biggest conversations happening in personal finance, from superannuation tax changes to global pension planning.
We kick things off with a timely look at:
- The RBA’s recent rate cut,and whether another is on the cards for July
- Division 296: What the proposed “unrealised capital gains tax” inside super really means for high-balance investors
- Key strategies to think about as we enter the new financial year
Then we’re joined by special guest Steph Mills, a UK pension transfer expert, for a deep-dive interview on one of the most complex topics facing Aussie expats and returnees:
🇬🇧 UK Pension Transfers & QROPS
Steph walks us through:
- Defined benefit vs defined contribution pensions
- When a transfer to Australia makes sense, and when it doesn’t
- What a QROPS is, and why it’s essential
- The 6-month residency rule, “applicable fund earnings”, and how to avoid unnecessary tax
- Common mistakes, traps, and what to look for in an adviser
- Currency risks, caps, and what happens if you return to the UK after transferring
Whether you’ve got a UK pension, are planning your return to Australia, or want to stay ahead of new tax developments, this episode has something for you.
Steph and her team can be contacted at - enquiries@bdhsterling.com
#MoneySideUp #UKPensions #QROPS #Division296 #RBA #AustralianExpats #Superannuation #RetirementPlanning #FinancialStrategy #WealthForExpats
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Disclaimer:
- The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.
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Upcoming Episode:
- Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!
