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In the July edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Armine Karajyan, Senior Director, RMBS, at KBRA, who shares key insights into the mortgage market.

Insights from the June 2025 VantageScore CreditGauge™:  

➡️ Late-Stage Subprime Delinquencies Rise

➡️ Auto Loan Delinquencies Increase

➡️ Average Credit Balances Remain Elevated

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/