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In this episode of Finding Certainty, host Patrick Laing sits down with David Kazarian, the innovative founder and CEO of Student Optimum Services (SOS) in Southern California. Join us as we delve into David's journey of building a company that specializes in helping students navigate the complex world of financial aid, scholarships, and student loan optimization. Discover how SOS is making a significant impact by empowering students to graduate with less debt and more financial freedom. In the USA, as of 2024, 43.5 million people carry student loan debt, with an average of over $45,000.00 owed per borrower. David Kazarian and his team at SOS are on a mission to help as many of these individuals as possible take advantage of federal programs available to them that can help reduce their financial burden. Their goal is to free up money that borrowers can then use to lower their total debt, increase their savings, and boost their investments. During the conversation, Patrick and David also explore the specific eligibility requirements for SOS's services, which include: Total student loan debt must be $20,000.00 or higher. Students must be out of school (unless the loan is a Parent's Plus Loan). Loans must be federal loans, not from private lenders. The borrower must currently have a payment plan. If you're passionate about debt-freedom, financial literacy, or simply looking to learn from a leader who's actively making a difference, this episode is not to be missed. Tune in to gain insights into how David and his team are transforming the financial futures of former college students nationwide. For more information on student loan elimination, visit the Certainty Management website at https://certaintyteam.com/students. 

Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.


Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show. 

Listen to Finding Certainty: www.certaintylive.com
Visit Patrick's corp. website: https://www.certaintyteam.com
Follow Patrick on LinkedIn: https://www.linkedin.com/in/patricklaing
Check out Patrick's Vidme social media platform at www.certaintysocial.com
Download Certainty Management's free Cash Back App at www.certaintycash.com