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  1. When do you order an appraisal?
  2. What happens if the value is higher, the same or lower?
  3. If it is lower than what can you do?
  4. Is there a solution and how does it affect conventional,fha and va?
  5. Appraisal waivers and how does that work?
  6. Is this something that will continue to expand the appraisal waiver and how does it affect us

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