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  1.  What is a non QM loan and how does it differ from a QM Loan
  2. Does it apply to owner occupied homes, second homes and investor home?
  3. What type of programs are their
  4. Why would someone need a non QM loan
  5. Is it growing from previous years - 
  6. Is it comparable to sub prime was over 10 years ago?
  7. Is it a good loan for the consumer?
  8. Do you like doing them?
  9. What do you see in the future regarding this product

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