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  1. Do you shop online?
  2. Do you go with a referral, someone in the community?
  3. Is it from a realtor, friend, or someone from your work
  4. What are questions to ask when getting rates and costs
  5. Are they 9 to 5 and does it matter?
  6. Will they attend the closing? Is there any value to that?
  7. Is ti a one time deal or a partner for life?

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