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In this episode of Pennies to Pounds, Kia unpacks what it really means to enjoy life without sabotaging your financial future. Forget the old-school advice about constant sacrifice — this one’s about balance, strategy and enjoyment.

Here’s what you’ll get:

• Smart ways to enjoy luxury on a budget (yes, including travel)
• The spending hack that keeps guilt out of your purchases
• Why a little planning goes a long way with flights, hotels and upgrades
• How to make your lifestyle work for your money, not against it

Learn how to build wealth and live well.

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Contact - info@penniestopounds.co.uk