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“No institution can possibly survive if it needs geniuses or supermen to manage it. It must be organized in such a way as to be able to get along under a leadership composed of average human beings.” - Peter Drucker

Good friend of the Culture Matters family and mortgage lender extraordinaire Bill Mervin stops by today for another great chat with Jay.  Jay and Bill discuss the culture of the industry, some of the pitfalls, and how a lack of knowledge can absolutely be a dangerous thing.  If there is anything you want to know regarding mortgages and the real estate game, Bill Mervin is your guy.