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If you want to learn about how to increase your credit score and what credit cards to get, don't miss this episode!  Dan started the video by talking about the 5 key elements of building your credit score: paying your bills on time and in full, capacity, credit history, new credit, and credit mix.  It's always a good idea to establish your credit history as early as possible.  Dan then debunked some myths about credit scores and taught us how to track them.  Nathaniel is the main "credit card" man in the house.  He talked about things that one should consider when getting the right credit cards.  The most important thing, in Nathaniel's opinion, is "to find the cards that fit your spending, do not fit your spending to the cards that you want!"  He also discussed how "cash rewards" and "points" work differently according to your lifestyle and spending habits.  If you are a credit card nerd like us, you will love this episode!