This is our quarterly commentary episode. We discussed student loan forbearance, the Federal Reserve and interest rates, the second Stimulus package, and the Trade War with China. Tim talked about the student loan forbearance ending this coming December. This policy is very advantageous for people that have lost their job or got a pay cut due to COVID-19 by freeing up a couple hundred or even a couple thousand dollars of cash flow monthly. If you are still able to pay for your student loan, then all the payments will go directly to the principal instead of the interest. We then moved on to the Federal Reserve and interest rates. The Fed has announced in the past quarter that they will let the inflation rate go above 2% in the short term so that it will level out to an average of 2% in the longer term. As for the second stimulus package, Dan and Tim briefly talked about the difference between the two parties' proposals. Nathaniel added that most of the money small businesses got from the PPP loan is now just sitting in the bank because small business owners are scared to use it since the forgiveness policy is constantly changing and still not clear. It has not been invested in the market to stimulate the economy as it was designed to. Finally, we mentioned briefly that the Trade War is basically at a standstill due to the pandemic. What are your top stories for the past quarter?
