What really happens behind the scenes when financial advisors try to help clients stay on track?
In this episode, Trey and Yelisey open up about the real challenges financial advisors face behind closed doors—from overspending clients to emotional investing and hidden purchases. Through honest stories, they reveal how transparency, planning, and partnership can make or break retirement success. This conversation offers a rare glimpse into the confessions, frustrations, and lessons learned from helping hundreds of families navigate their financial futures.
What you’ll learn in this episode:
(02:46) Why underestimating living expenses is one of the most common mistakes retirees make.
(04:32) How disconnects between spending habits and financial reality create tension for couples nearing retirement.
(08:00) Why being transparent with your spouse and advisor can prevent costly financial surprises.
(10:07) The hidden impact of big purchases on long-term financial health.
(13:19) How misleading financial advice on social media fuels risky decisions.
(20:57) Why emotions and investing don’t mix—and how advisors help clients stay objective.
(23:07) The dangers of blindly trusting financial advisors.
(32:21) Why shared responsibility and understanding between spouses are essential for a healthy financial future.
Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com
Subscribe to the podcast:
Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696
Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi
YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1
Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more!
Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Schedule a meeting with us:
Trey C. Peterson: trey@atfwealth.com
Yelisey Kuts: yelisey@atfwealth.com
Phone: (612) 286-0580
Contact us: https://atfwealth.com/contact-us
Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership.
Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015.
At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com
This episode was produced by Story On Media: https://www.storyon.co/
