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When was the last time you actually reviewed your insurance policies? In this episode of Ask Ralph, Ralph encourages listeners to stop letting automatic payments and brand loyalty lead to wasted money. From car insurance to renters and homeowners coverage, rates can creep up year after year, especially if you've never taken the time to compare. With practical guidance and spiritual insight, Ralph challenges you to be proactive, faithful, and diligent with this major expense. If you’re looking to trim your budget, start by asking if you're overpaying for insurance.

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You’ll learn how to review your current coverage, identify possible discounts, and gather accurate comparison quotes without getting overwhelmed. Ralph outlines a simple four-step action plan to schedule your review, prepare with the right documents, and take meaningful steps toward potential savings. With encouragement rooted in stewardship and a reminder that small actions create big wins, this episode empowers you to take control of your coverage and your financial peace.

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This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

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