In this episode, Marc David speaks with credit expert Olivia Chen about best practices for safeguarding your credit reports and identity including:
- Placing credit freezes with Equifax, Experian and TransUnion to restrict new account openings
- Lifting freezes temporarily when applying for new credit using your PIN
- Freezing children’s credit reports until they are old enough to manage credit
- Checking your credit reports annually for signs of fraudulent activity
- Reviewing reports to verify personal info and watch for unauthorized accounts
- Disputing fraudulent charges, closing accounts and reporting identity theft
- Putting freezes and monitoring in place proactively even if not breach impacted
- Making credit protections part of your regular financial security regimen
For full episode recaps and cybersecurity tips, visit bytesizedsecurity.show or subscribe to the podcast. See you next time!
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