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2025 and 2026 are landmark years in the mortgage industry, as a record number of fixed-rate deals are set to expire. Host Gemma Casey is joined by Jo Brown of Lloyds Banking Group, Gareth Gale of Halifax Intermediaries, Rachel Ramsay of Ramsay Financial Ltd and Matthew Lindsey of Amber Shield Finance Ltd to discuss how proactive client engagement and strategic planning can benefit clients and a mortgage advisory business itself.