Description

Patrick Pychynski reveals how to access $50K–$250K in 0% business credit, avoid high-interest traps, and become bankable for long-term success.

In this episode of RealDealChat, Jack sits down with Patrick Pychynski, founder of StackingSuccess.com, to discuss how entrepreneurs and real estate investors can unlock business funding the right way.

Patrick shares his journey from the U.S. Marine Corps to building businesses, struggling with cash flow, and ultimately mastering the art of business credit. He explains how his team helps investors access 0% interest funding while building a truly “bankable” business that attracts long-term financing.

Here’s what you’ll learn in this conversation:

• Why most small businesses get denied for loans (and how to fix it)
• The difference between transactional funding and becoming bankable
• How to access $50K–$250K in 0% interest capital
• Why 0% business credit cards don’t report to personal credit
• The 3 Cs of funding: credit, cashflow, collateral
• The “four legs of the table” every business needs to get bank financing
• Why vendor accounts and trade lines matter more than you think
• How to avoid shady funding companies that push high-interest debt
• Real investor case studies: $400K+ unlocked with the right plan
• Why building relationships with big banks is critical for scaling

📌 Learn more and get your free business credit scan at StackingSuccess.com

💡 Want help scaling your real estate business with AI and automation?

Schedule your free strategy session today: https://realdealcrew.com

Call to Action:

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Timestamps

00:00 – Intro: Why most business funding advice is broken

01:00 – From Marine to entrepreneur & funding expert

02:00 – Early lessons: $2M revenue but no credit = constant cash flow pain

03:00 – How the Success Scan works & what it reveals

04:00 – Unlocking $50K–$250K in 0% interest business credit

06:00 – Real example: rolling 0% offers for 24 months

07:00 – Why being “bankable” matters more than a one-time loan

10:00 – The 3 Cs of funding: credit, cashflow, collateral

12:00 – The four legs of becoming bankable explained

15:00 – Trade lines & compliance: why little details get you denied

17:00 – Tools: Nav.com, FairFigure, eCredable to start building

19:00 – Creating comparable credit with secured loans & CDs

21:00 – Common mistakes real estate investors make with credit

23:00 – Turning credit into cash (without cash advance fees)

24:00 – The personal credit profile of a “golden file”

25:00 – Relationship banking with tier-one institutions

27:00 – Myths: EIN-only credit & predatory factor rates

29:00 – Investor case study: $415K unlocked in 30 days

31:00 – Costs: why his program charges a flat $7K consulting fee

34:00 – Final advice for new investors & entrepreneurs

36:00 – Rapid fire: lies, advice, book picks & AI tools

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