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Hi everyone, we have a brilliant inbetweenysode for you with some updates to insurance options for people living with HIV. It has been a long time coming but the past 3 years have seen big steps being made to improve options for protection insurance for people that have a diagnosis of HIV.

The key takeaways:

• There are sometimes options for standard rates for life insurance, for people living with HIV.
• Personal critical illness cover and income protection for people living with HIV is here!
• Group insurance can often offer valuable protection insurance without the need for medical underwriting at application or point of claim for life insurance and income protection, up to specific free medical underwriting limits.

Next time I will be be back with Matt Rann and we will be talking about family medical history, why it’s so important in protection insurance applications and why it’s different for men and women.

Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.

If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.