00:40 Annuities must be compared to alternative investments to assess income strategy.
02:05 No other investment guarantees lifetime income like annuities.
03:35 To match annuity income with alternative investment, a high return rate is needed.
05:00 Actuary tables show high chances of living long, impacting income strategies.
06:12 High return rates needed for alternative investments to match annuity income until age 90.
